About our firm

Prosper Independent Financial Advisers is a well established Regional Independent Financial Advisory business, with a professional team based throughout Merseyside, Lancashire, Cumbria and Greater Manchester offering advice on a wide range of financial planning matters. Our “Client for life” philosophy is built around developing long term personal relationships with clients and building a loyal and satisfied customer base. All of our advisers are qualified and have gone through rigorous testing procedures.

One of the benefits of dealing with a larger practice such as Prosper Independent Financial Advisers, is the fact that even if your regular adviser is away from the office, you can continue to benefit from the support of his or her colleagues.

We believe in offering clients a professional home based advisory service tailored to meet their specific needs. With the current trend moving towards telephone/call centre based advice we believe that a “personal service” is what clients are looking for. In order to coordinate and maintain extremely high service levels all enquiries are channelled through the main office and are then referred out to our adviser responsible for looking after clients within your particular area.

You have found us because you are looking for sound, independent financial advice. As professional Independent Financial Advisers, we are authorised to deal with many forms of financial services, and specialise in giving advice to clients on a wide range of subjects to assist with personal financial planning.

Why an independent Financial Advisers?

Prosper IFA is dedicated to providing clients with professional home based independent financial advice. We employ experienced advisers who provide a unique service tailored to meet your specific financial needs.

We can also provide our clients with additional services through our solicitor, accountant and stockbroker connections.

You have found us because you are looking for sound, independent financial advice. As professional Independent Financial Advisers, we are authorised to deal with many forms of financial services, and specialise in giving advice to clients on a wide range of subjects to assist with personal financial planning.

We listen to your needs, and offer clear, no-jargon advice on the most appropriate financial products for your personal circumstances.

As Independent Financial Advisers, we have access to a wide range of products and services available in the UK - as opposed to a Tied Agent or Company Representative, who may only advise and offer products from the company they represent. This means that we are able to give you impartial advice and recommend the most appropriate products for you, so that you will enjoy choice, value for money and our high-quality service.

As and when necessary, we shall also be pleased to introduce you to the services of other professionals such as Solicitors, Accountants and Stockbrokers.

We look forward to being of service to you, meanwhile please enjoy our site with all of its varied and interesting topics

Payment For Services

We normally derive our income from commission paid to us by life assurance companies and the operators of collective investment schemes through which investments are made. We shall tell you the amount of commission payable to us on any such investment.

If we receive a commission or other form of benefit from the issuer of a security or from another intermediary, we will inform you, but we will not tell you its amount unless you ask us to do so.

Alternatively, if you or we propose to operate on a fee basis, we will agree its basis, frequency and method with you in writing before we carry out any chargeable work. Should we receive commission from any third party in relation to transactions arranged for you, we will offset the amount received against any fees due.